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Aerobatic Misconceptions

By Bob Mackey, representative for the EAA Aircraft Insurance Plan, Administered by Falcon Insurance Agency

November 12, 2008 — Ever since we started the EAA Aircraft Insurance Plan, there have been some misconceptions as to what types of aircraft and flying the plan was meant to serve. In fact, the EAA Aircraft Insurance Plan is as diverse as the EAA membership. Regardless of the aircraft and/or the nature of one’s flying, the plan tries to provide an insurance option that meets the individual needs each EAA member.

Now, before I go any further, I have to admit that there are certain situations where it’s tough to obtain coverage…but we never stop trying regardless of the circumstances. Are there times when we simply cannot get an insurance company to offer coverage? Yes, but I’m proud to say that this doesn’t happen very often.

One particular area for which the EAA Aircraft Insurance Plan offers very special coverage options is aerobatics. Check out the following coverage features:

  • Coverage for Standard, Experimental Amateur-Built, Experimental Exhibition, and Light-Sport Aircraft
  • $1,000 Coverage for Headsets and Handheld Avionics
  • $50,000 Coverage for Spare Engines
  • $5,000 Coverage for Spare Parts
  • ZERO Deductibles
  • $10,000 Medical Payments Coverage Per Person
  • No “Hidden” Family Restriction of Insurance Coverage
  • No “Sneaky Exclusions!” No Per-Person Sublimit on Liability Insurance
  • Extended Coverage for Air Shows (regardless of reimbursement for expenses)
  • Extended Coverage for Aerobatic Competitions, Awards Contests, and Practice Sessions
  • Available Extended Coverage for Air Shows for Hire
  • $5,000 Extended Coverage for Personal Effects of Passengers
  • $50,000 Liability Insurance Coverage for Hangars and Contents
  • $25,000 Coverage for Emergency Flight Conditions (off-airport recovery when the aircraft is not damaged)
  • $25,000 Coverage for Search and Rescue
  • Extended Liability Insurance after the sale of aircraft

The EAA Aircraft Insurance Plan has provided insurance for aerobatic aircraft since Day-1! Along the way we’ve added special, expanded insurance coverage designed exclusively for aerobatic aircraft and EAA members who compete in aerobatic contests and perform aerobatics. The EAA plan can even arrange insurance for EAA members who teach aerobatics in their airplane.

While there may be other insurance options out there that promote themselves as having a lower price, there’s something to be said about a proven track record of providing aircraft insurance you can count on when you need it, with service from knowledgeable aviation insurance professionals who know and understand aerobatic aircraft and EAA members who fly them. When it comes to designing customized aircraft insurance coverage, the EAA plan is #1.

Learn more by calling toll-free, 866-647-4322, or go online at www.EAAinsurance.org to request a quote.

Happy Upside Down Flying!

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