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EAA Insurance Solutions
July 29, 2016 - As pilots we do many smart things to ensure accidents don’t happen. We meticulously maintain our aircraft, we diligently refine our pilot proficiency, we monitor our personal health, and we plan our flights carefully for proper weather conditions. So what are we doing to take care of the unexpected? We train for the unexpected but we also take financial steps when we buy insurance in case something goes wrong.
When the topic of insurance comes up most pilots think about aircraft insurance to protect themselves and their family in case someone gets hurt or an aircraft gets damaged, but what are we doing to provide financial security for our family if we are the one who get hurt or dies?
Most standard life insurance policies exclude aviation, with the exception of riding onboard a scheduled airline flight. That’s important especially if you are a pilot. If you do have a traditional life insurance policy with expanded coverage for personal general aviation the majority of those insurance policies still exclude flying anything other than single-engine, fixed wing, standard category airplane.
EAA Insurance Solutions administered by Falcon Insurance Agency has a one-of-a-kind personal insurance plan that provides aviation and non-aviation accidental death and dismemberment insurance (EAA AD&D Plan) designed exclusively for EAA members. The EAA AD&D Plan offers up to $250,000 for only $1.35 per day and EAA members can add expanded family coverage for just a few pennies more. The EAA AD&D Plan includes any aircraft as long as it has an airworthiness certificate issued by the FAA or its foreign equivalent. That means airplanes, seaplanes, gliders and sailplanes, helicopters and gyrocopters, powered parachutes, WSC trikes, and balloons of all categories are included. Aerobatics are included and phase I area restriction is also included.
If you want to get onboard right now, just go to EAA.org/Insurance where you can get complete details and enroll online, or you may stop by the EAA Insurance Solutions - Falcon Insurance Agency Outdoor Exhibit No. 262 located just outside the north entrance to Exhibit Hangar B.